It must be part of the warranty that you have to prove you took care of the engine properly. If you can’t prove it, then, yes, it does **** but that’s the way it is. Have you looked into whether or not there is a higher authority you can appeal to about the history?

If you have no other recourse, then you will still owe the balance due on the loan because that’s what you said you would do when they gave you the money. Again, a bad situation but not the lender’s fault.

Good luck.

quit

If you can’t pay and they take you to court you may face involuntary bankruptcy, at which point the court sells everything you own to pay the creditors.

Here is a site that may tell you more: